Find Out What Home You Can Afford Today
Secure the financing you need with ease. Our mortgage experts guide you through every step so you can buy with confidence and peace of mind.

Explore Our Mortgage Calculators
Quickly estimate your monthly payments, compare loan options, and see what works best for your budget—all in just a few clicks.
About DSMay Mortgage Solutions
At DSMay Real Estate, we know that finding the right home is only half the journey—the other half is securing the right financing. That’s why we’ve partnered with trusted lenders and built a seamless mortgage process designed to save you time, money, and stress.
Whether you’re a first-time buyer, upgrading to your dream home, or exploring investment opportunities, our mortgage team works hand-in-hand with you to find a solution that fits your budget and long-term goals. With a focus on transparency and guidance, we turn complicated numbers into clear, simple steps—so you can move forward with confidence.

5.0 Star Ratings on Google
Rated ⭐⭐⭐⭐⭐ on Google by Happy Clients Trusted by buyers, sellers, and investors across Houston.
Smart Mortgage Solutions for Every Homebuyer
Buying a home is one of life’s biggest decisions—and the right financing makes all the difference. At DSMay Real Estate, we make mortgages simple, affordable, and stress-free. Whether you’re purchasing your first home, upgrading, or investing, our team connects you with trusted lenders and loan options tailored to your needs—so you can move forward with confidence.
Flexible Home Financing That Fits Your Life
Every homebuyer’s journey is unique—and your mortgage should reflect that. At DSMay Real Estate, we understand that one-size-fits-all financing doesn’t work. That’s why we provide flexible mortgage solutions designed around your budget, goals, and lifestyle.
✅ Tailored Loan Options – From fixed-rate to adjustable-rate mortgages, we help you choose the plan that works best for you.
✅ Budget-Friendly Terms – Select repayment periods and down payment options that align with your financial comfort zone.
✅ Support for All Buyers – Whether you’re a first-time buyer, a growing family, or an investor, our financing options adapt to your needs.
✅ Future-Focused Planning – We don’t just secure your mortgage—we ensure it fits into your long-term financial vision.
Your dream home should never feel out of reach. With DSMay’s flexible mortgage solutions, you get the freedom to choose the path that makes homeownership possible.
Refinance Your Mortgage and Save More
Your mortgage shouldn’t feel like a burden—it should be a tool that works for you. Refinancing with DSMay Real Estate gives you the opportunity to lower your payments, reduce your interest rate, or pay off your home faster, all while keeping your financial goals in focus.
✅ Lower Monthly Payments – Refinance at a lower rate and keep more money in your pocket every month.
✅ Shorten Your Loan Term – Pay off your home sooner and save thousands in interest.
✅ Access Home Equity – Unlock the value in your property for renovations, investments, or personal needs.
✅ Flexible Solutions – Choose from multiple refinancing options designed to fit your lifestyle and goals.
Don’t stay stuck in a loan that no longer serves you. With DSMay’s refinancing solutions, you can take control of your mortgage and create a future with more financial freedom.
Smart Financing for Property Investors
Real estate isn’t just about finding a place to live—it’s also one of the most powerful ways to build wealth. At DSMay Real Estate, we offer tailored investment property loan solutions to help you maximize returns, expand your portfolio, and achieve long-term financial growth.
✅ Tailored Loan Programs
Whether you’re buying your first rental property or expanding your portfolio, we provide financing options designed specifically for investors.
✅ Competitive Rates & Terms
Keep your investment profitable with flexible repayment plans and competitive interest rates.
✅ Multi-Property Financing
Secure loans for multiple units, condos, or commercial residential projects under structured investment packages.
✅ Cash Flow Focused Solutions
We help you structure your loan around projected rental income, so your property can start paying for itself from day one.
✅ Expert Investor Guidance
Our advisors don’t just hand you a loan—we work with you to build a financing strategy that aligns with your investment goals.
Your next property could be your biggest opportunity. With DSMay’s investment property loan options, you’ll have the financial tools and expert support to make smarter investments and grow your wealth with confidence.
Personalized Mortgage Guidance Every Step of the Way
Mortgages can feel overwhelming—but you don’t have to go through the process alone. At DSMay Real Estate, we provide one-on-one support from start to finish, making sure you understand every detail of your loan options and feel confident in your decisions.
✅ One-on-One Consultation
Our advisors take the time to understand your financial goals and match you with the right mortgage solution.
✅ Clear, Simple Explanations
No confusing jargon—just straightforward guidance that helps you make smart choices.
✅ Step-by-Step Support
From pre-approval to closing, we walk with you through every stage of the mortgage journey.
✅ Tailored to Your Needs
Whether you’re a first-time buyer, refinancing, or investing, we customize our guidance to fit your unique situation.
✅ Long-Term Partnership
Our relationship doesn’t end at closing—we’re here to advise you even after you’ve moved into your new home.
Buying a home is one of the biggest financial decisions you’ll ever make—don’t do it alone. With DSMay’s personalized guidance, you’ll always have a trusted advisor by your side.
Explore Mortgage Calculators
Quickly see your monthly payment
Enter your home price, down payment, and interest rate to instantly calculate your estimated monthly mortgage. Take the guesswork out of buying your dream home.
Visualize your payment over time
Break down each payment into principal and interest with a clear amortization schedule. Know exactly how your mortgage balance decreases year by year and plan your finances with confidence.
Find the homes you can truly afford
Input your income, debts, and desired down payment to see the maximum home price you can comfortably manage. Avoid surprises and focus your search on realistic options.
Why Homebuyers Trust DSMay Mortgage Solutions
Choosing the right mortgage partner can make all the difference in your homeownership journey. At DSMay Real Estate, we go beyond numbers—we deliver trust, transparency, and tailored solutions that give you peace of mind.
We connect you with trusted lenders offering affordable rates that fit your budget.
Get clarity on your buying power quickly with a streamlined, hassle-free process.
From first-time buyers to seasoned investors, our solutions are customized to your needs.
Our experts guide you through every step—application, approval, and closing—so you’re never alone.
With years in real estate and financing, DSMay combines property expertise with mortgage know-how.
We’re Here to Help You Every Step of the Way
At DSMay Real Estate, your goals are our priority. Whether you’re exploring your first mortgage, refinancing an existing loan, or investing in property, our team is committed to making the process simple, transparent, and stress-free. We listen, we guide, and we stand with you from start to finish.
✅ Friendly, expert mortgage advisors
✅ Clear answers to all your questions
✅ Personalized support tailored to your situation
✅ Guidance before, during, and after closing
Your journey to homeownership doesn’t have to feel overwhelming. Let DSMay walk beside you with the advice and support you deserve.
Frequently Asked Questions
Pre-qualification gives you an estimate of what you might afford based on basic information. Pre-approval is more detailed—it involves a credit check and financial review, giving you stronger buying power when making an offer on a home.
It depends on the loan program. Some mortgages require as little as 3–5% down, while others recommend 20% to avoid PMI (private mortgage insurance). Our advisors help you explore the best option for your situation.
Yes. Refinancing can lower your monthly payments, reduce your loan term, or let you tap into your home’s equity. We’ll help you decide if refinancing makes financial sense for you.
Typically, you’ll need proof of income (pay stubs, tax returns), bank statements, credit history, and employment verification. Our team provides a simple checklist to guide you through the process.
On average, mortgage approval takes 2–4 weeks depending on the lender and the complexity of your application. With DSMay’s guidance, we work to make the process as fast and smooth as possible.
Yes, we provide financing tailored for rental homes, multi-units, and other property investments, with solutions designed to maximize your returns.
EXCELLENT Based on 12 reviews edwin ewonkem2024-11-15Trustindex verifies that the original source of the review is Google. First time house owner so everything was new to me. Sophia was there from the beginning. She explained everything and made the whole process easy. She answered all my questions even those not directly related to the house purchase. I can't remember a single call She didn't answer or call me back. She was and is still there to answer all the questions I have and believe me I ask lots of questions. Sophia is very knowledgeable, helpful, and friendly and I would recommend her if you are looking for a real estate agent. Thank you Sophia. Francis Tchoupe2024-10-19Trustindex verifies that the original source of the review is Google. SophiaMay was absolutely extraordinary throughout the entire home-buying process! From start to finish, she made everything seamless and stress-free. Her knowledge, dedication, and attention to detail were unmatched. We couldn’t have asked for a better realtor to guide us through such an important purchase. Thank you, Sophia, for helping us find the perfect home! Ngong Melani2024-10-19Trustindex verifies that the original source of the review is Google. She is very knowledgeable and has ready suggestions to all your real estate worries. My experience with her was great. I loved working with her! FW B2024-09-15Trustindex verifies that the original source of the review is Google. Am so satisfied with the service, felicitas was very helpful and polite. The place is well organized and professional Emma Leudjeu2024-08-09Trustindex verifies that the original source of the review is Google. Sophia May Elle professionalle,une bonne assistante et très patiente. Vincent Tchokossa2024-08-09Trustindex verifies that the original source of the review is Google. Sophia May is very professional, patient and dedicated. I will be happy to refer her to my friends and relatives. Laura Metchum2024-08-01Trustindex verifies that the original source of the review is Google. Working with Sophia was such a pleasant experience for our first time. She is knowledgeable and doesn’t mind to share information with others. She always pick up her phone to answer our questions or clarify an information. We really enjoyed working with Sophia and we will definitely recommend her and contact her in the future. fabrice nanda2024-08-01Trustindex verifies that the original source of the review is Google. Sophie is a hard worker. Take time to guide you, explain and teach. Forlemu lemsi2024-07-01Trustindex verifies that the original source of the review is Google. She did an incredible job in helping us get our new home. Very knowledgeable and resourceful. Highly recommend her jimmy noubanka2024-06-18Trustindex verifies that the original source of the review is Google. I don’t often see a professionalism at that level when we talk about realtors and I have been really impressed by the quality of the services especially the advices and recommendations before making the highest investment of my love. She deserves all the credits for what she’s doing for her clients.Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
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