Find Out What Home You Can Afford Today

Secure the financing you need with ease. Our mortgage experts guide you through every step so you can buy with confidence and peace of mind.

Explore Our Mortgage Calculators

Quickly estimate your monthly payments, compare loan options, and see what works best for your budget—all in just a few clicks.

About DSMay Mortgage Solutions

At DSMay Real Estate, we know that finding the right home is only half the journey—the other half is securing the right financing. That’s why we’ve partnered with trusted lenders and built a seamless mortgage process designed to save you time, money, and stress.

Whether you’re a first-time buyer, upgrading to your dream home, or exploring investment opportunities, our mortgage team works hand-in-hand with you to find a solution that fits your budget and long-term goals. With a focus on transparency and guidance, we turn complicated numbers into clear, simple steps—so you can move forward with confidence.

5.0 Star Ratings on Google

Rated ⭐⭐⭐⭐⭐ on Google by Happy Clients Trusted by buyers, sellers, and investors across Houston.

Smart Mortgage Solutions for Every Homebuyer

Buying a home is one of life’s biggest decisions—and the right financing makes all the difference. At DSMay Real Estate, we make mortgages simple, affordable, and stress-free. Whether you’re purchasing your first home, upgrading, or investing, our team connects you with trusted lenders and loan options tailored to your needs—so you can move forward with confidence.

Flexible Home Financing That Fits Your Life

Every homebuyer’s journey is unique—and your mortgage should reflect that. At DSMay Real Estate, we understand that one-size-fits-all financing doesn’t work. That’s why we provide flexible mortgage solutions designed around your budget, goals, and lifestyle.

Tailored Loan Options – From fixed-rate to adjustable-rate mortgages, we help you choose the plan that works best for you.

Budget-Friendly Terms – Select repayment periods and down payment options that align with your financial comfort zone.

Support for All Buyers – Whether you’re a first-time buyer, a growing family, or an investor, our financing options adapt to your needs.

Future-Focused Planning – We don’t just secure your mortgage—we ensure it fits into your long-term financial vision.

Your dream home should never feel out of reach. With DSMay’s flexible mortgage solutions, you get the freedom to choose the path that makes homeownership possible.

Explore Mortgage Calculators

Quickly see your monthly payment
Enter your home price, down payment, and interest rate to instantly calculate your estimated monthly mortgage. Take the guesswork out of buying your dream home.

Visualize your payment over time
Break down each payment into principal and interest with a clear amortization schedule. Know exactly how your mortgage balance decreases year by year and plan your finances with confidence.

Find the homes you can truly afford
Input your income, debts, and desired down payment to see the maximum home price you can comfortably manage. Avoid surprises and focus your search on realistic options.

Why Homebuyers Trust DSMay Mortgage Solutions

Choosing the right mortgage partner can make all the difference in your homeownership journey. At DSMay Real Estate, we go beyond numbers—we deliver trust, transparency, and tailored solutions that give you peace of mind.

Competitive Rates

We connect you with trusted lenders offering affordable rates that fit your budget.

Fast Pre-Approval

Get clarity on your buying power quickly with a streamlined, hassle-free process.

Tailored Loan Options

From first-time buyers to seasoned investors, our solutions are customized to your needs.

End-to-End Support

Our experts guide you through every step—application, approval, and closing—so you’re never alone.

Trusted Experience

With years in real estate and financing, DSMay combines property expertise with mortgage know-how.

 

We’re Here to Help You Every Step of the Way

At DSMay Real Estate, your goals are our priority. Whether you’re exploring your first mortgage, refinancing an existing loan, or investing in property, our team is committed to making the process simple, transparent, and stress-free. We listen, we guide, and we stand with you from start to finish.

✅ Friendly, expert mortgage advisors

✅ Clear answers to all your questions

✅ Personalized support tailored to your situation

✅ Guidance before, during, and after closing

Your journey to homeownership doesn’t have to feel overwhelming. Let DSMay walk beside you with the advice and support you deserve.

Frequently Asked Questions

Pre-qualification gives you an estimate of what you might afford based on basic information. Pre-approval is more detailed—it involves a credit check and financial review, giving you stronger buying power when making an offer on a home.

It depends on the loan program. Some mortgages require as little as 3–5% down, while others recommend 20% to avoid PMI (private mortgage insurance). Our advisors help you explore the best option for your situation.

Yes. Refinancing can lower your monthly payments, reduce your loan term, or let you tap into your home’s equity. We’ll help you decide if refinancing makes financial sense for you.

 

Typically, you’ll need proof of income (pay stubs, tax returns), bank statements, credit history, and employment verification. Our team provides a simple checklist to guide you through the process.

 

On average, mortgage approval takes 2–4 weeks depending on the lender and the complexity of your application. With DSMay’s guidance, we work to make the process as fast and smooth as possible.

 

Yes, we provide financing tailored for rental homes, multi-units, and other property investments, with solutions designed to maximize your returns.

Understand your financial standing

See if you pre-qualify for a home loan in just 5 minutes — with no impact on your credit score.

Houston’s Trusted Real Estate Expert

"Hi, I’m Sophiamay Dzelamonyuy, founder of DSMay Real Estate. I started this agency with a simple mission: to help individuals and families find the right home, make smart investments, and sell with confidence. With deep knowledge of the Houston market and a genuine passion for people, I’m here to guide you every step of the way — with integrity, expertise, and results you can trust."